Effective Date: January 13, 2026
Last Updated: January 13, 2026
Bull Market Capital (“we,” “us,” or “our”) is a commercial loan brokerage based in High Point, North Carolina, USA. We operate www.bullmarketcapital.com (the “Site”) and specialize in SBA 7(a) loans, bridge lending, and business financing.
As a financial institution subject to the Gramm-Leach-Bliley Act (GLBA), we are committed to protecting the privacy and security of your nonpublic personal information (“NPI”). This Privacy Policy explains how we collect, use, share, and safeguard your information, including information collected through SMS/text messaging.
1. Information We Collect
We may collect the following categories of information:
A. Personal and Financial Information
- Name, business name, mailing address, email address, and phone number
- Income, employment history, financial statements, and tax records
- Credit history, Social Security numbers, bank account details
- Loan application, underwriting, and funding-related information
B. Technical and Usage Information
- IP address, browser type, device information
- Cookies, server logs, and analytics data
2. How We Collect Information
We collect information in the following ways:
- Directly from you through contact forms, loan applications, SMS opt-ins, emails, and phone calls
- Automatically through cookies and analytics tools when you use our Site
- From third parties such as lenders, credit bureaus, public records, and service providers for underwriting, verification, and compliance purposes
3. How We Use Your Information
We use your information to:
- Evaluate and process commercial loan and financing inquiries
- Match you with qualified lenders and financing partners
- Perform underwriting, credit analysis, and due diligence
- Prevent fraud and verify identity
- Communicate with you regarding your inquiry, application, or services
- Comply with federal and state laws, including GLBA
- Improve our website, services, and customer experience
- Send marketing communications only where legally permitted and with your consent
4. SMS/Text Messaging Privacy & Consent
By providing your phone number and opting in through our website forms, written consent, or other opt-in methods, you consent to receive SMS/text messages from Bull Market Capital related to:
- Loan inquiries and application updates
- Appointment scheduling and follow-ups
- Service-related notifications
SMS Disclosures:
- Message frequency varies
- Message and data rates may apply
- SMS consent is not a condition of purchase or service
Opt-Out and Help:
- Reply STOP to any message to opt out
- Reply HELP for assistance
- You may also contact us at info@bullmarketcapital.com
SMS Data Use:
- We do NOT sell, rent, or share phone numbers or SMS consent with third parties or affiliates for marketing purposes
- SMS information is used solely to communicate with you regarding your inquiry or services
We use third-party messaging platforms (including Salesmsg) and telecommunications carriers to deliver SMS messages. These providers may process your information solely to deliver messages on our behalf and are contractually required to protect your data.
5. Sharing Your Information (GLBA Disclosure)
A. Sharing for Everyday Business Purposes
We may share NPI with nonaffiliated third parties (such as lenders, service providers, credit agencies, and processors) to:
- Process transactions
- Service your account
- Conduct underwriting and compliance
These disclosures cannot be limited under GLBA.
B. Marketing Sharing
- We do not share your NPI with nonaffiliates for their marketing purposes
- We do not sell personal information, including phone numbers
C. Legal and Regulatory Sharing
We may disclose information when required by law, court order, subpoena, or regulatory request, or in connection with a merger, acquisition, or sale of assets.
6. Data Security and Retention
We maintain physical, electronic, and procedural safeguards in compliance with GLBA, including:
- Encryption of sensitive data in transit and at rest
- Secure servers and firewalls
- Limited employee access to confidential information
- Regular security audits and updates
We retain personal information only as long as necessary to provide services or as required by law. Loan-related records are generally retained for at least seven (7) years, after which data is securely deleted or destroyed.
7. Your Rights and Choices
You have the right to:
- Request access to or correction of your personal information
- Opt out of marketing communications
- Manage cookie preferences through your browser settings
Requests may be submitted to info@bullmarketcapital.com. We respond to privacy inquiries within 30 business days.
8. Children’s Privacy
Our website and services are intended for business and commercial use by adults. We do not knowingly collect personal information from children under 13 years. If such information is identified, it will be promptly deleted.
9. Updates and Changes to This Policy
We may update this Privacy Policy from time to time. Changes become effective upon posting on the Site. Where required by GLBA, customers will receive annual privacy notices.
10. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Bull Market Capital
3980 Premier Dr, Suite 110
High Point, NC 27265
Email: info@bullmarketcapital.com
Website: www.bullmarketcapital.com